Terms of Service

Last Updated: Sep-2024

Welcome to PrevenDebt! These Terms of Service ("Terms") govern your use of our credit card transactions monitoring app and related payment options ("Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Acceptance of Terms

By using the Service, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Account Registration

To use the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Service in any manner that violates applicable federal, state, local, or international law or regulation.
  • Impersonate or attempt to impersonate PrevenDebt, an employee, another user, or any other person or entity.
  • Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service.

4. Payment Options

The Service may include payment options that allow you to make payments for various services. You agree to provide accurate payment information and authorize us to charge your payment method for all fees and charges incurred through your account. All payment transactions are subject to our payment processor's terms and conditions.

5. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and share your information. By using the Service, you consent to our collection and use of your information as outlined in the Privacy Policy.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of PrevenDebt or its licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial use.

7. Disclaimers

The Service is provided on an "as-is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted or error-free or that defects will be corrected.

8. Limitation of Liability

To the fullest extent permitted by law, PrevenDebt shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of profits, data, or other intangible losses.

9. Indemnification

You agree to indemnify and hold harmless PrevenDebt, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of your use of the Service or violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms on our website or within the app. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.

12. Contact Information

If you have any questions about these Terms, please contact us at:

  • Email: contact@prevendebt.com
  • Phone: TBD
  • Mailing Address: TBD

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.